An experienced lending officer will provide tips on the home buying process, including how to set a housing budget, understanding credit reports, and managing the mortgage application process.

Upon completion of the seminar, participants will receive certificates entitling them to apply for a mortgage loan under Standard Federal's Community Home Buyer's Program. The program is designed to make home ownership more affordable for people with low- to moderate-incomes and offers many benefits, such as modified guidelines, smaller down payments and other less restrictive terms.

      Standard Federal Bank Community Home Buyer's Program Schedule

  When:      Saturday, June 18, 2005
  Where:     Lighthouse Community Development of Oakland County
             46156 Woodward Avenue
             Pontiac, MI  48342
  Time:      9:00 a.m. to 1:00 p.m.
             R.S.V.P. by calling 248-920-6200 or 1-800-643-9600, Ext. 22532

  When:      Tuesday, July 12, 2005
  Where:     Standard Federal Bank/Washington Branch
             948 South Washington
             Holland, MI  49423
  Time:      6:00 p.m. to 8:00 p.m.
             R.S.V.P. by calling Kelly Kauffman at 616-396-8362

  When:      Saturday, August 13, 2005
  Where:     Lighthouse Community Development of Oakland County
             46156 Woodward Avenue
             Pontiac, MI  48342
  Time:      9:00 a.m. to 1:00 p.m.
             R.S.V.P. by calling 248-920-6200 or 1-800-643-9600, Ext. 22532

  When:      Saturday, August 20, 2005
  Where:     Westshire Place Community
             29126 Currier
             Off Middlebelt Road
             South of Michigan Avenue
             Westland, MI  48184
  Time:      10:00 a.m. to 12:00 p.m.
             R.S.V.P. by calling 734-722-1280 or 1-800-643-9600, Ext. 22532

Standard Federal Bank is headquartered in Troy, MI, with $38 billion in assets and $20.2 billion in deposits. One of the largest banks in the Midwest, Standard Federal offers a complete range of investment, commercial and retail banking solutions through 261 branches and more than 1,000 ATMs in Michigan and Indiana. In 2005, Standard Federal will take the name LaSalle Bank Midwest National Association, creating a unified brand with LaSalle Bank in Chicago. The banks, which are indirect subsidiaries of Netherlands-based ABN AMRO Bank N.V., will not merge as a result of this name change.

Source: Standard Federal Bank

CONTACT: Robert J. Darmanin of Standard Federal Bank, +1-248-637-2521

Web site: http://www.standardfederalbank.com/